Health emergencies may present challenges due to the costs of medical care. If the treatment lasts several months, it might sometimes empty the account. Since ambulance services are no longer provided for free and the cost of every treatment has gone up, it is important to have health insurance coverage in place in case of emergencies. The use of health insurance is advantageous for medical treatment and air or ground ambulance transport. The current Covid-19 pandemic has demonstrated that there are no guarantees in life and that anyone can encounter a life-threatening condition at any time. Despite being health vigilant, anyone can experience a major medical issue that may require expensive ambulance rides and subsequent treatment. No matter what kind of savings goals you have, something unexpected could happen at any time. You may wind up using all of your savings if you don’t have health insurance. You must choose the best-suited plan from among the numerous insurance companies that offer various types of insurance claims in India.